Life Insurance

Many individuals and their financial planners consider life insurance as the cornerstone of their financial plan. While the main purpose of life insurance is to help take care of your family in the event of your death, policies can also serve other purposes including:

• Providing funds to pay final expenses 
• Creating an inheritance for your heirs 
• Making charitable contributions in the event of your death

Term Life Insurance

Term life insurance covers the policyholder for a specific amount of time, which is known as the "term." The term's length varies according to the product and the term that the individual chooses. Terms typically range from 10 to 30 years and frequently increase in 5-year increments. Typically it’s the most affordable insurance, designed to protect your family, home or savings should anything happen to you.

Quality of Life. Insurance 

At American General our Quality of Life. Insurance® suite of products is Changing The Way Americans Think About, Purchase and Use Life Insurance.®

Traditional life insurance is designed to provide security for your loved ones in the event of your premature death… but what if you could get life insurance you don’t have to die to use?

Index Universal Life Insurance 

Safety and security are the most important features to look for in a life insurance policy. Non-guaranteed policy features have the potential to enhance policy values. There are risks and rewards associated with these non-guaranteed features. The challenge is to find the policy that has potential to deliver benefits you’re seeking with a risk level acceptable to you.

Universal life insurance offers policy owners the flexibility to choose both the amount of insurance and the premium to be paid with a range of potential premiums.