7:29 AM Compare Travel Insurance: Travel Insurance Plans | ||||
#travel insurnace # Travel Insurance Buying Guide“The world is a book, and those who do not travel read only a page.” Saint Augustine Travelling is an important and regular event in everyone’s life whether it is for leisure or work. People are opting for adventure travels just for the sake of adventure or to spend some family time together. Travelling together creates memories which we cherish all through our life. Who won’t want to go on a vacation amidst scenic lands, pampered days and carefree moments – far away from hectic life! Well, how much we love travel we should not undermine the risks that it entails. Yes, travelling does have its own risks and probabilities of unforeseen situation distress. Make your travel itinerary foolproof by adding travel insurance to it. A good travel insurance plan will take care of any unforeseen situation during transit. Situations like loss or theft of baggage, delay of flights leading to financial loss, loss of passport and other important documents and medical emergency are quite common. The best way to ensure that we can manage such an expected situation is to buy a travel insurance plan. T ypes of Travel Insurance Coverage:You can choose which coverage to opt for on the basis of your specific requirement. Travel plans and policy offer coverage against all possible emergency situation during transit. Domestic travel insuranceDomestic travel insurance provides coverage for medical emergencies, permanent disability and death, checked-in lost/stolen baggage, travel delay and personal liability. International travel insuranceInternational travel insurance gives a comprehensive coverage for medical expenses overseas, hijack, baggage and travel delays, repatriations/evacuation to India, and loss of travel documents/passport besides the usual coverage. Corporate travel insuranceUnder corporate travel insurance India, employees of an organization can get coverage for both international and domestic trips. Student travel insuranceThere is minimum paperwork involved in student plans. The coverage is comprehensive and provides for expenses incurred on medical treatment, passport loss, and study interruptions. Senior citizen travel insuranceSenior citizen insurance is for people who belong to the age group 61-70. It includes coverage for dental treatments and cashless hospitalization besides the usual benefits associated with travel insurance. Family travel insuranceFamily travel insurance covers hospitalization, baggage loss, and other incidental expenses. The claim disbursement is easy with minimal paperwork involved. Individual travel insuranceThrough individual insurance, you can get coverage against cancellation of trip, home burglary and trip curtailment. Key Features of Travel InsuranceOnline travel insurance and travel policy is all about providing travelers an ideal cover against emergency/unforeseen situations right at the comfort of home. There are certain key features which one should look out for while zeroing on a plan.
Benefits of Travel InsuranceThe usual qualms of frequent Travelers include lost passports, stolen bags, trip delay and cancelled flights. Such mishaps can derail perfectly laid out plans instantly. Do not let inevitable events ruin the entire getaway. Travelers insurance is your friend in need when emergencies strike, whether in your native country or in unknown territories. In a foreign land, get enough compensation to return home or cover untimely expenses as and when they occur! ExclusionsThere are some common exclusions to a travel insurance policy cover such as:
Note: The exclusions differ from one plan to plan. It is best to compare travel insurance quotes of different companies to bag the plan with minimal exclusions. PolicyBazaar facilitates a Buyer
Travel to create good memories. Stay safe, stay insured!
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