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Loans
*Rates may be higher based on applicant's credit worthiness. Rates and terms are subject to change without notice. Certain restrictions may apply.
MCU only finances vehicles purchased from a car dealer: We do not offer financing for private sales, individual sales or lease buyouts.
For model years 2015-2014, your payments will consist of 60 monthly payments of $17.29 on each $1,000 borrowed at 1.45% APR. For model year 2013, your payments will consist of 60 monthly payments of $17.42 on each $1,000 borrowed at 1.75%. APR. APR = Annual Percentage Rate. Best rate available when combined with TRUECar certificate (.50% APR discount) and Auto-Pay (.50% APR discount) when direct deposit or automatic payroll deduction is utilized as the method of loan repayment. Annual percentage rates for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled. Late payment fee: $25.00. Membership is required.
** Rates range from 1.95% APR to 14.95% APR depending upon collateral, credit qualifications, and loan repayment. Auto loan must be refinanced from another financial institution.
APR = Annual Percentage Rate.