#5 Ways to Get Things Off Your Credit Report

Negative information on your credit can be extremely frustrating. You know it s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you ll want to understand the ways this kind of information can be removed from your reports.

First, find out exactly what you re dealing with. You can’t fix what you don’t know about, so you need to get your credit reports (here’s how to get them for free ) and your credit scores (which you can get for free at Credit.com ) so you can see how these items may be affecting your credit.

If your reports do contain derogatory information, here are five ways to get it removed.

1. Wait It Out

Over time, negative information can no longer be reported. The limit is usually seven years, with some exceptions:

Collection accounts may be reported seven years pl ... Read more »

#0% credit used guaranteed car finance Scotland Wales

A no creditUk no credit check mini check used car loan is best suited for individuals who have bad credit due to loan default, bankruptcy or CCJ (county court judgment) as well as foUK No credit check car loanreclosures. The biggest requirement for a guaranteed car finance package; however, is substantial collateral or proof of income to guarantee payment. Arranging your own financing outside of the dealer in Scotland will also help you to find no deposit loans with a bad credit history, finance agreements in the UK

such as IVA (individual voluntary arrangement) or online lenders can help you to obtain refinancing loans, subprime loans as well as sub prime leasing.

To refinance a car or van loan is similar to obtain ... Read more »

#Accurint Individual Access Program

Obtaining copies of information about you

Upon request and with proper identification (as explained below), LexisNexis Risk Solutions FL Inc. ("LexisNexis") will provide individuals with a copy of the Accurint Comprehensive Report or with a copy of the Accurint for Collections Contact Locate Comprehensive Report.

What types of information are included in the Accurint Comprehensive Report?

An Accurint Comprehensive Report includes public record, non-public information and publicly available information. View a sample person report.

Public records are those records created and maintained by government agencies and that are open for public inspection. This includes information such as real estate title records, liens, death records, and motor vehicle registrations.

Non-public information is information about an individual obtained f ... Read more »

#Contact Benefit Services

395 Pine Tree Road

Ithaca, NY 14850

(607) 255-3936

ClearPoint Credit Counseling Solutions (CCCS)

If you are having trouble making ends meet and find yourself worrying, don t wait! Regain control of your financial future with some help from the skilled and caring people at CCCS.

ClearPoint is a non-profit financial counseling organization located throughout Upstate New York, with regional offices in Syracuse and Binghamton. They are certified with a number of state and national credit counseling and consumer educational groups. Cornell signed an agreement with CCCS to provide their confidential financial counseling services to employees and their families. Visit the CCCS website for much more information on their qualifications and service offerings.*

You can arrange a free counseling session with ClearPoint over the phone, in person or online to discuss your financial concerns. ... Read more »

#Checking Your Credit Report

Updated: 7/10/2014 | Article ID: INF26546

Several years ago, one of my employers did a routine background check that included pulling my credit report from one of the three bureaus. They were confirming that the details on my resume matched the details on my credit report, which is common for companies in that industry. They discovered that in addition to living in Pittsburgh, PA for college, I spent some time living in rural Pennsylvania a hundred miles away from Pittsburgh. The only problem was I didn t live in rural Pennsylvania ever.

I joined the many millions of Americans who had errors on their credit reports. I was very fortunate because I wasn t applying for a loan. Even if I were applying for a loan, the erroneous information wa ... Read more »

#Ask Dr. Callahan Geometry DVD

Teaching Jacobs Geometry is easier with the Ask Dr. Callahan Geometry Instruction DVD .

Features and Benefits

• This DVD has about 12 hours of geometry instruction by Dr. Dale Callahan.
• It follows the sequence of the Geometry: Seeing, Doing, Understanding by Harold R. Jacobs.
• This course is a full year course when used with the textbook.
• Helps prepare your student for success in algebra 2 and trigonometry, the ACT, and the SAT.
• Video lessons cover each topic and works examples as needed.
• Free product support from AskDrCallahan.com!
• Watch lessons at your own pace.
• An Answers to Exercises for Jacobs Geometry 3rd Edition is available with worked out solutions to help make grading easier.
• A Teacher s Guide comes with the course. It helps coordinate the lessons with the text and provides a guide to using problems from the book t ... Read more »

#Ask the Spirits 3 Games

Ask The Spirits 2

4.613635

Another Planet 3 - The New Weapon

Cut The Monster 3

Touch The Bubbles 3

Nightmares The Adventures 3

4.166665

... Read more »

#Ask Amy: Readers offer words for when there are no words

How to offer condolences.

Dear Readers: Recently, responding to a question from Reader, I asked people to suggest how to offer condolences to someone who is grieving. I have received many responses, and a sampling of your wisdom is included here. Many of these suggestions brought a tear to my eye, and I thank you all.

Dear Amy: As someone who has both given and received condolences, I would say that someone who is grieving most wants to talk and/or to hear about the person whom he/she has lost.

If you knew the deceased, relate something warm or amusing that you remember about him; if you didn't, ask the mourner to tell you something about the deceased.

When my mother died, what was most comforting was speaking about her, feeling as if she had not been erased from my life.

Asking someone in mourning how they feel or telling them how they sho ... Read more »

#40 Fun Icebreakers: Questions to Help Your Friends Have Fun

…when you’re trying to get to know your friends better, but don’t know what to ask.

This is helpful, especially, if you’ve lost touch with people, are new to each other or are tired of asking the same ol’ stuff.

Check out these 3 short tips. for the best question-asking:

1 Best played as dinner conversation, with wine or chilling out

This way, it feels more natural. Everyone will be in the mood and so will be more open. Any other way of using will feel forced and off-putting.

2 Entertaining a few friends? Make it a group game

Print/write out the questions, cut into strips and shuffle in a bowl. Everyone takes it in turn to throw a dice. Highest number rolled takes a strip and asks everyone the question.

3 Entertaining only one or two friends?

Just slip your questions into conversation playfully. Alcohol can ... Read more »

#Sample Questions

Here are some sample questions from the National Geographic Bee, along with ideas about how to look for clues within the questions that can help you figure out the right answers.

Which state has a climate suitable for growing citrus fruits—California or Maine?

You know that oranges and grapefruit are citrus fruits and that they grow in warm places. Since California's climate is definitely warmer and sunnier than Maine's, you correctly answer California .

Which country has the world's largest Muslim population—Indonesia or Mexico?

If you have studied maps showing world religions, you will know the answer immediately. If you haven't, you might reason that Mexico was settled by the Spanish, followers of Christianity not Islam. Either way, you correctly answer Indonesia .

The North Atlantic current brings wa ... Read more »

#Ask Amy: Neighbor wonders about confronting boor

DEAR AMY: Our young neighbor boy defecated on public property about three inches from our yard. I think he just got caught up in playing.

I immediately walked over to his house and told his dad. His mother, who is my good friend, was not home. Dad was watching a football game with friends but I still expected a prompt response. Unfortunately, 45 minutes later he had not cleaned it up and his children continued to play in the area. I sent a text to both the father and mother letting them know that kids were there.

Within a few minutes the mother rushed over and was cleaning it up apologetically. She said she hadn’t been home earlier because she had been at the ER with her mother.

Amy, I am so disturbed first that the father didn’t respond immediately to clean up his son’s mess, but even more so that he allowed his wife to come deal with it while he watched football!

As a f ... Read more »

#Ask Me Anything

PROTIP: Press 'i' to view the image gallery, 'v' to view the video gallery, or 'r' to view a random entry.

This submission is currently being researched & evaluated!

You can help confirm this entry by contributing facts, media, and other evidence of notability and mutation.

About

“Ask Me Anything” is a common chat topic or general discussion forum thread in which posters are encouraged to ask the OP questions relating to a specific aspect of their life, often relating to their career, unique experiences or their fame, when a celebrity is involved. The topics and questions can range from serious to silly and often see recurring questions, especially on Reddit .

Origin

Spread

By December 2000, message boards began to see their own Ask Me Anything threads where specialists in a specific area encouraged ... Read more »

#London

Description

Ask Aria Morse anything, and she must answer with the truth. Yet she rarely understands the cryptic words she's compelled to utter. Blessed—or cursed—with the power of an Oracle who cannot decipher her own predictions, she does her best to avoid anyone and everyone.

But Aria can no longer hide when Jade, one of the few girls at sch.

Ask Aria Morse anything, and she must answer with the truth. Yet she rarely understands the cryptic words she s compelled to utter. Blessed—or cursed—with the power of an Oracle who cannot decipher her own predictions, she does her best to avoid anyone and everyone.

But Aria can no longer hide when Jade, one of the few girls at school who ever showed her any kindness, disappears. Any time Aria overhears a question about Jade, she inadvertently reveals something new, a clue or hint as to why Jade vanished. But like stray pieces from different puzzles, her words never present a clear pic ... Read more »

#2-Year-Old Bustle Launches a New Site That Will Cater to Millennial Moms

Romper is for millennial parents, by millennial parents. Romper.com

Coming off a successful first two years, female-skewing website Bustle is expanding into territory it believes is underserved: millennial mothers.

Bustle today took the wraps off a new stand-alone property called Romper .

Bustle notes that 83 percent of new moms are millennials and that the average age of women when they have their first child is 26. That s where editors saw an opening.

There actually is no publication for millennial parents [written] by millennial parents, said Margaret Wheeler Johnson, who will lead Romper. The media talks about millennials as though they are the kids when in fact they re having kids and alrea ... Read more »

#Career toolkit: Ask the Expert

Do you have a specific question about your science career? Submit your query or dilemma to the Nature Careers editor and a selection will be answered by Deb Koen, president and CEO of Career Development Services .

“Welcome to the Nature Careers ‘Ask the Expert’ Q&Amp;A column. It is my pleasure to offer advice in response to your career and job search questions. As president of Career Development Services, I have had the pleasure of working personally and online with a wide variety of readers and clients.

“I invite you to send your questions for a posted response in the column. While we can't respond to every request, we will try to select samples that represent the interests of our reading audience.

“Examples of questions may include topics related to the job search, interviewing, career management, work-place politics and dilemmas, interpersonal skills, career change, decision making and work-life ... Read more »

#Registered Tax Return Preparer Test Explained

FS-2011-12, November 2011

The Internal Revenue Service currently is implementing an oversight program to increase the quality of the tax preparation industry and to improve services to taxpayers. This program requires all paid tax return preparers to register with the IRS each year and have a Preparer Tax Identification Number (PTIN).

Certain tax return preparers who prepare the Form 1040 series returns must take additional steps. These preparers must pass a one-time competency test, a tax compliance check, and a suitability check. Preparers who meet these requirements will be given a new designation: Registered Tax Return Preparer. Additionally, they must complete 15 hours of continuing education each year, starting in 2012.

Currently, PTINs are issued with either an active or provisional status. Active PTINs are given to Enrolled Agents, Certified Public Accountants and attorneys, among ... Read more »