6:52 AM HDFC Home Loans: Interest Rates - Loan calculator | ||||
#hdfc home loan # HDFC Home Loans. Interest Rates Loan calculatorAdvertisement All your dreams can be fulfilled to purchase home by taking home loan from HDFC bank as it provides loans at very low interest rates. Get full information about HDFC home loans and its interest rates as well as loan calculator(use of HDFC Loan calculator). From the HDFC Bank, to get a home loan is easiest process. HDFC provides home loan to its customers with the loan amount as high as 85% of the cost of the overall property. Advertisement About HDFC Bank. The official website of HDFC Bank is www.hdfcbank.com. HDFC Bank Ltd is a commercial bank of India and the Bank was promoted by the Housing Development Finance Corporation, a leading housing finance company of India. HDFC Bank operates 1412 branches and 3295 ATM’s in 528 cities of India. HDFC Bank offers various types of products and services to its customers. The bank had 1006.82 billion assets in the September 30, 2008. The headquarters of HDFC Bank are situated in Mumbai, India. About HDFC home loans: The amount of loan also includes the repayment capacity of the customer and the cost of the land. It provides Home loan maximum for 20 years which is subject to the customer’s retirement age. The bank also permits to co-owner of the property due to which the customer’s can apply for the home loan jointly therefore the burden of repayment reduce. The bank provides home loan at reasonable rates which are directly connected to HDFC’s Retail Prime Lending Rate (RPLR). Every three months, the rate on their home loan will be revised from the first payment of the loan and if there are any changes in the RPLR, then the interest rate on the loan will be changed. Because of this, the rate of interest for the HDFC Bank Home Loan may be increased or decreased. Documents required applying for Hdfc home loans:For Salary Holder you just need Application Form and recent passport size photographs, identity card and residential proof. And you also need Last month salary slip, Form no.16 and latest updated bank statement. For Self-Employed Professionals: You people just require Application Form, recent passport size photographs, Identity card, Residential proof, Proof of Education document, Proof of business documents and also need previous 3 years Income Tax Files, Previous 3 years Profit Loss A/c with Balance Sheet and Bank Statement of previous 6 months. For Self Employed Businessman: You people just need Application Form, Recent passport size photographs, Identity card, Residential proof, Proof of Educational Qualifications, Proof of Business documents, Previous 3 years Income Tax Files (business and self), Previous 3 years Profit Loss A/c with Balance Sheet and also need Bank Statement of previous 6 months. HDFC Home Loan Advantages:
Interest table for HDFC Bank Home Loan:
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