Travel

Transportation

• Ground ambulance charges of up to $3,000 coverage, return home by regular flight up to $25,000 or air ambulance to the nearest appropriate medical facility up to $250,000 in coverage
• Return home of up to $2,000 coverage for dependant children or travelling companion who are insured and travelling with you
• A round trip economy airfare by the most direct route for the transportation of a relative to your bedside if you are hospitalized due to a critical emergency

Convenience Comfort

• Meals and accommodation expenses up to $150 per day to a total of $1,500 when your trip is delayed beyond the scheduled return date due to a medical emergency or death
• Coverage extension for up to 72 hours if your trip is delayed beyond your policy end date due to a medical emergency or other covered event
• Vehicle service expenses of up to $1,000, to return a rental vehicle or bring your vehicle home if you are unable due to a medical emergency

For a detailed summary of benefits, eligibility conditions, limitations and exclusions, please review the sample Certificate of Insurance (260KB)

This insurance will not pay for losses or expenses incurred for, or as the result of:

• Any pre-existing condition unless you have applied and qualified for pre-existing condition coverage and received a Guarantee of Coverage from TIC. A pre-existing condition means a sickness, injury or medical condition, whether or not diagnosed by a physician, for which you had symptoms, or required or received medical attention, consultation or treatment, and which existed before your departure date or the effective date of your coverage;
• Treatment if you specifically purchased this insurance to obtain such treatment, whether or not it was recommended or authorized by a physician;
• Sickness or injury related to a change in a pre-existing medical or health condition for which you have received a Guarantee of Coverage if you failed to notify TIC of that change prior to your departure date or the effective date of any top-up or extension of your coverage;
• Any treatment, investigation, or hospitalization which is a continuation of, or subsequent to, an emergency unless you are declared medically unfit to return to Canada by CIBC Travel Assistance.

Ways to Buy

Getting travel insurance may be the easiest part of your trip

CIBC Emergency Travel Medical Insurance is available to CIBC customers who are residents of Canada and are covered by a Canadian Government or Provincial Health Insurance Plan.

Who is eligible?

You are eligible for CIBC Travel Insurance coverage if:

• You are a CIBC customer;
• You are a resident of Canada who is covered by a Canadian Government or Provincial Health Insurance Plan for the entire insured trip, and;
• You have paid the required premium in full and are travelling outside your province of residence;
• For the CIBC Emergency Travel Medical Multi-Trip Annual Plan, you are not employed outside Canada on a full or part-time basis, unless you will be receiving Canadian wages from a Canadian employer and the employment outside of Canada is less than 30 days during a one year period. You may pay a premium surcharge to have this eligibility requirement removed. When a surcharge is paid, no written confirmation is necessary and eligible claims will be paid according to the terms and conditions of the coverage.

If you are between the ages of 55 and 74, inclusive and are travelling for 23 days or more, or you are 75 years of age or more, you need to have your health history reviewed and receive a written Guarantee of Coverage from the insurer.

When you require coverage for any of the following:

• Travellers of any age with pre-existing medical conditions 4 or symptoms
• A traveller between the age of 55 and 74, who will be travelling for more than 22 days or a traveller 75 or older

Get a quote and buy by calling 1-800-387-5290

You may need to answer a few health-related questions or complete a written medical questionnaire and receive a written confirmation of coverage.