Travel

Single Trip: A policy for a one off trip/holiday that starts and ends in the UK.

Single Trip with Winter Sports: A policy for a Single Trip that includes skiing, snowboarding, and/or other winter sports activities*.

Annual Multi-Trip: A 12 month policy that covers multiple trips, allowing you to travel as many times as you like during that time.

Annual Multi-Trip with Winter Sports: A 12 month policy that covers multiple trips, and includes skiing, snowboarding, and/or other winter sports activities* for up to 17 days per period of cover.

Backpacker: A policy designed for long trips, with flexible and extendable cover.

*Please refer to our Winter Sports cover section in the policy wording for a complete list of winter sports activities.

Travel Area

United Kingdom: England, Northern Ireland, Scotland, Wales, The Isle of Man and the Channel Islands.

Europe: All of Europe, including all the countries to the west of the Ural Mountains, the Mediterranean Islands, the Canary Islands, Turkey, Madeira, the Azores and Iceland.

Australia and New Zealand: Australia and New Zealand.

Worldwide excluding USA, Canada and Caribbean: Africa, Asia, Australasia, South America, India, Israel, Egypt, Tunisia, Morocco, Algeria, Middle East, etc.

Worldwide including USA, Canada and Caribbean: USA, Canada, all Caribbean Islands and all other countries.

? Policy start: ? Policy end:

Dates

The Policy Start Date must be the day you start your journey. Cancellation cover (if purchased) automatically commences from the purchase date.

If you are buying an annual trip policy, choose today's date to take advantage of the cancellation cover included.

Number of Travellers

Individual: One person on the policy.

Couple: An individual and his or her partner provided they live together. A partner would include a civil partner.

Family: A couple provided they live together and their dependent children (which can include fostered or adopted children) who are 17 years of age or under at the date of buying this policy and are either in full time education or living with them;

For single trip policies, all travellers must be travelling to the same destination for the same duration.