How to Shop for Trip Cancellation Insurance

Budget and Coverage

The cost of your trip cancellation insurance depends on different factors, depending on policy. Some policies go by trip price, while others use trip price and age of traveler to determine price. State of residence is also important, as states have different insurance regulations. According to travel guru Rick Steves, expect to pay between five and 12 percent of the total trip cost. Most trip insurance covers delays, interruptions, baggage loss, medical evacuation, cancellation and more, carefully detailed at the point of purchase.

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