Utica, NY Real Estate and Homes for Sale

Utica, New York is located in Oneida County. Utica is an urban community with a population of 62,678. The median household income is $31,567. In Utica, 39% of residents are married, and families with children reside in 30% of the households. Half the population of Utica commutes 14 minutes or less to work, with 64% of residents holding white collar jobs and 36% residents holding blue collar jobs. The median age of homes in Utica, NY is 63 years, with 42% of those homes owned, 48% rented, and 10% not occupied. In the previous year, 353 Utica properties were sold. The median sale price of a home in Utica in the previous year was $76,541.

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The estimated monthly rate is based on a 30-year fixed rate of 4.08% with 20% down. Taxes are included in this estimate, but insurance is not. (Taxes based on current tax rate where available, otherwise effective tax rate assumed to be 1.5%). The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans. For an estimate, please contact an experienced Coldwell Banker® Mortgage Consultant at (888) 308-6558 to find the right loan for your financial situation.

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