#Calculate Your Loan Immediately

Welcome to Car Finance City!

We are your one-stop shop for all your car financing needs! Looking to replace your old automobile, but are worried that your credit score will get you rejected? Fear no more, because at Car Finance City, we welcome all applications! Feel free to use our finance calculator and find out how much you can borrow, at no cost or obligation!

Car Finance City specialises in providing bad credit car financing for all types of borrowers. This means that even if you have a low credit score, we can still accommodate your needs. We understand that with bad credit, you might have been rejected, several times, at different lenders already. However, we choose to be more sympathetic to our clients and provide the financing for your next car, even if your credit may be far from perfect.

Your Vehicle of Choice

Here at Car Finance City, we give you access to a wide selection of new and used vehicles from among the best car dealerships in the country and from our very own vehicle collection. Whether you re looking for a van, motorbike, a simple day to day car or a higher spec model, we have just the right automobile for your needs.

Your Own Repayment Terms

Car Finance City offers very flexible terms, so that you decide how much to pay and for how long to pay. We understand that every individual situation is unique, and we recognize other financial obligations that you may have. We tailor our finance agreements so that you can drive the vehicle of your dreams at a price that you can afford.

You can choose between finance periods of 12 and 60 months. Just tell us how much you re willing to pay monthly and for how long you want the agreement to last, and we ll take care of everything. If you re having difficulty, our experts can give you advice. Just let us know your monthly income and we can help you customize a payment plan that you re comfortable with.

High Acceptance Rates

We have one of the highest acceptance rates in the market today, and even with poor credit, we may still be able to give you the financing service that you need. This is because we work closely with UK s major lenders who have catered to bad credit clients before, so we know exactly which lender can get you accepted. This will save you both time and money from having to shop around from provider to provider.

Don t worry if you have CCJ s, arrears, or defaults. No matter how bad your credit might seem, even if you ve got rejected everywhere else, we can still provide you the deal that you re looking for. We can give you tried and tested advice on how to improve your chances of approval, and because of our strong relationships with these lenders, you have better odds of getting accepted when you apply through us.

Affordable Financing Options

At Car Finance City, we offer the best rates that you can find in the market, even if your credit may be less than perfect. Whether you re looking for hire purchase. lease purchase, or personal contract purchase, these financing options were designed to suit every need and budget.

A No Obligation Quote

Here at Car Finance City, we put your needs ahead of our own. We always encourage everyone to use our finance calculator and find out how much financing would cost for FREE! We provide this service certainly free of charge and of no obligation to you.

Your Only True Source of Bad Credit Financing

Having bad credit is not unusual in the UK, and with this increasing market of bad credit customers, more and more providers choose to respond to their specific needs. There are loans designed specifically for people with bad credit, such as logbook loans and payday loans, services such as utilities and mobile phone contracts. Just like these companies, we choose to make our car financing services available to this specific group.

However, beware of those providers who claim to guarantee financing options for poor credit borrowers. As per with any other responsible provider, acceptance is not 100% guaranteed, but we can promise you that when you apply through us, you are most likely to get the financing that you need. This is because we have studied the market for years and have built a strong and reliable foundation. We assess individual needs very carefully before we refer you to any lender. With years of expertise, we know exactly what you have to do in order to become successful.