#low rate loans #

RV Loans

The great outdoors is waiting!

And Mountain America can help you get there. With our RV Loans, you can receive an affordable, fixed-rate loan, for the length of time you need (up to 144 months). 1 So pick out that new or used motorhome, camper or trailer and get ready to hit the road!

Benefits of Mountain America s RV Financing

When the road beckons, you want to know everything at home is taken care of. A Mountain America RV loan helps gives you peace of mind. Features include:

• Low fixed rates Calculate your payments
• Terms up to 144 months for fixed loans
• 20 year balloon payment option available
• Flexible terms
• No application fees
• Extensive dealer network
• New and used RV financing
• Discounts with MyStyle Checking reward

Financing for All Your Recreational Needs

Low Rate RV Loans

The world is your playground when you finance your RVs, boats and ATVs here.

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Be ready before you go RV shopping. Discover your payment and interest options.

How much RV can you afford? Use this calculator https://www.macu.com/financial-calculators/auto-loan-calculator to help you determine your monthly car loan payment or your car purchase price. You ll be able to see how different loan terms and the size of your down payment can impact your monthly payment.

What RV loan terms will work best for you? Since the bottom line matters most, save money over the life of your loan with low promotional interest rates. Not only does a lower rate make your monthly payments lower, but your total interest payments end up being significantly less. Use this to compare financing options and find a payment plan that saves you money over the life of your loan.

• How much will my RV payment be?
• What RV loan terms will be best for me?

New or used?

Before you head to the dealeR&Rsquo;s lot, there are a few things about financing a recreational vehicle you should keep in mind.

Buying an RV is a big decision in more ways than one, and it makes sense to consider carefully whether a new or used RV is the right choice for you. New vehicles tend to be more expensive but last longer. It might be harder to obtain financing for an RV much older than five years, but the money you ll save instead of buying brand new could make an older vehicle the way to go.

If you decide that used is the way to go, spend some time researching what s available before you head out to shop. RV prices range widely, so don t overpay. Make sure to consult classic price guides such as Kelley Blue Book or Edmunds.

Big vehicle, big financing

A new (or new-to-you) car can be a pretty big purchase but an RV is even bigger. An RV loan more closely resembles a home loan than a car loan in scope, so make sure you re as ready to live with your financing as you are to live with your new RV.

To get the best financing on a recreational vehicle, you ll need solid credit. If your credit report leaves something to be desired, consider waiting to buy an RV until you ve improved your score. When you see how much you can save on interest payments with a better credit score, you ll be glad you did!

Just like when you re buying a house, you might want to prequalify for a loan before going shopping for an RV. Knowing how much you have to spend will help you target RVs you know you ll be able to afford.

When it comes time to negotiate the terms of your RV loan, remember that the longer you have your loan, the more you ll pay in interest. To save money in the long run, consider a shorter loan term with higher monthly payments. Whether you re looking for affordable payments or the very best deal with the most savings, Mountain America offers affordable, fixed-rate loans for up to 144 months (12 years). For newer models and large amounts, we even offer terms up to 240 months with a 10-year balloon.

So pick out that new or used motor home, camper or trailer and get ready to hit the road!

Vacation Tips from the Mountain Money Blog