Frequently Asked Questions

What are limits and deductibles?

Your limit is the total amount we'll pay if you make a claim on a covered loss. Your deductible is the portion of the claim you pay. For example, if you have an accident resulting in $2,000 damage to your car and you have a $500 deductible, you will pay the first $500 and we would pay the remaining $1,500.

How do limits and deductibles impact my premium?

Allstate is committed to our customers safety. Here are a few tips to help keep you and your vehicle safe on the road:

Tips to keep your vehicle safe

• Regularly service your car
• Check battery and fluid levels
• Replace worn wipers
• Use snow tires in winter (mandatory in some provinces )
• Change oil regularly
• Inspect hoses
• Replace worn bulbs

• Don't drive impaired
• Minimize distractions
• Buckle up
• Leave a safe distance
• Watch out for pedestrians
• Stay visible
• Check road conditions before you leave
• Don t talk or text while driving

Allstate is committed to our customers safety. Here are a few tips to help keep you and your vehicle safe on the road:

Tips to keep your vehicle safe

• Regularly service your car
• Check battery and fluid levels
• Replace worn wipers
• Use snow tires in winter (mandatory in some provinces )
• Change oil regularly
• Inspect hoses
• Replace worn bulbs

• Don't drive impaired
• Minimize distractions
• Buckle up
• Leave a safe distance
• Watch out for pedestrians
• Stay visible
• Check road conditions before you leave
• Don t talk or text while driving