Health and Dental Insurance

If you have spent much time searching online for health and dental insurance quotes you know there are hundreds if not thousands of health and dental products being sold, while some are REAL insurance products, many are simply discount cards.

All the dental, vision, and health products we quote are true insurance products. Furthermore, all our dental policies cover not only preventive services, but also basic services such as fillings and extractions and major dental work such as crowns, root canals, bridge work, etc.

Individual Health and Dental Insurance Packages

Currently, the following carriers are offering individual and family health and dental packages: Aetna, Anthem Blue Cross Blue Shield, Cigna, Humana, and United Health One. Most of the plans charge around $17-$40 a month for dental coverage. United Health One has become very popular as they now have an option for health, dental, and vision insurance packages.

United Health One Dental Benefits Include:

• Preventive coverage at 100% - NO deductible or waiting period
• Access to a PPO network of more than 73,000 dentist.
• Several dental policies to choose from.
• All policies have PPO in-network and out-of-network coverage
• Only a $50 deductible on Basic or Major Services
• Annual maximum benefit of $1000-$1500 per a covered person.

If your dentist is part of the PPO, we recommend the Dental Value, If your dentist is out of network the Premier plan would be a better option.

Read what our dental insurance clients have to say:

Real Dental Insurance Quotes for Individuals and Families

We cannot stress enough the importance of making sure you purchase a real dental insurance product. The current dental market is filled with discount cards or policies with very small networks. United Health Care manages such a large PPO network that it is easy to find an in-network dentist. Simply run a quote if you need help.

Be very suspicious of extremely low quotes such as $6.95 a month. These products are not real insurance. More importantly, try to avoid plans that make you pay by the year. If the dental quote is offering big incentives to pay by the year (or forcing you to), the plan is probably a scam.

Is my Quote for Real Dental Insurance or a Dental Plan?

If you see advertisements for dental plans, take time to read the small print so you know if your quote is for a plan or a real insurance policy. Some dental companies are very sneaky on how they present their product to the general public. Seeing the word insurance is very important. Dental insurance is regulated by the department of insurance. This means claims have to be paid. The department of insurance reviews the company financials to make certain money is being used to pay claims. A dental plan or discount card has little to no oversight or legal responsibility.